Effective Date: January 12, 2024
This Privacy Policy describes how texas-titleloans.net (“we,” “us,” or “our”) collects, uses, and protects your personal information when you access our website and use our online title loan services. By using our services, you consent to the practices outlined in this Privacy Policy. Please read this policy carefully to understand how we handle your information.
1. Information We Collect
We may collect the following types of personal information:
- Contact Information: Your name, address, phone number, and email address.
- Financial Information: Information related to your income, employment, and financial history.
- Vehicle Information: Details about your vehicle, including its make, model, year, and vehicle identification number (VIN).
- Social Security Number: To verify your identity and assess your eligibility.
- Location Data: Your IP address and geolocation information.
- Communication Data: Records of your correspondence with us, including emails, chat logs, and phone call recordings.
2. How We Use Your Information
We may use your personal information for the following purposes:
- To process and evaluate your application for an online title loan.
- To verify your identity and assess your creditworthiness.
- To communicate with you and provide customer support.
- To improve our services and customize your experience.
- To comply with legal and regulatory requirements.
3. Information Sharing
We may share your personal information with the following parties:
- Service Providers: Third-party companies that help us process your loan application and provide our services.
- Affiliates: Our subsidiaries and affiliated companies.
- Legal Requirements: To comply with legal obligations, such as responding to subpoenas, court orders, or government inquiries.
- Business Transfers: In the event of a merger, acquisition, or sale of all or part of our assets, your personal information may be transferred as part of the transaction.
4. Security Measures
We take reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet is entirely secure, and we cannot guarantee the security of your information.
5. Cookies and Tracking
We may use cookies and similar tracking technologies to collect information about your browsing behavior on our website. You can adjust your browser settings to disable cookies, but this may impact your experience on our site.
6. Your Choices
You can choose not to provide certain personal information, but this may limit your ability to access our services. You can also opt-out of marketing communications by contacting us.
7. Children’s Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from individuals under 18 years old.
8. Changes to this Privacy Policy
We may update this Privacy Policy to reflect changes in our practices or for legal reasons. We will post the updated policy on our website, and the effective date will be revised accordingly.
9. Contact Us
If you have any questions or concerns about our Privacy Policy or the handling of your personal information, please contact us at [email protected].
Thank you for choosing texas-titleloans.net. Your privacy is important to us, and we are committed to protecting your personal information.